Posted by Oze Parrot on 3rd November 2007
If you like to travel abroad regularly for a short holiday or an extended sight seeing tour, as I do, then whatever you do, make sure that you are adequately covered by an International Health Insurance Policy. Unfortunately, the Health Insurance Policy that you may have contributed to for many years, will not cover you while you are Off Shore.
We are all well aware of the spiraling costs of goods and services in our home countries, just be reminded of the fact that these cost increases are also occurring in all other countries throughout the world. Health care services are no exception.
Generally, when people plan their vacation abroad, they don’t consider that a family member may become ill or be injured in an accident while travelling overseas. One may consider that An Off Shore Health Insurance Policy is unnecessary and costly, but should the need arise, without Health Insurance urgent medical attention may not be forthcoming. And certainly, staying in an overseas hospital for a week or two, could cost thousands of dollars.
There are many Health Insurance Policies that are available to the traveller which provide Off Shore cover for up to six months. I find that the application forms are quite intrusive, as you are required to divulge all of your medical history, as well as that of all of your family members, for at least the past ten years.
You would be well advised to choose An Off Shore Health Insurance Policy wisely as the services provided by various policies are quite diverse. You will need to choose a policy that gives you adequate cover for accident injury, minor medical services as well as full hospital cover in the event of serious illness.
If you are planning on an extensive tour overseas, that is of six months or more, then you will need to take out an expatriate Health Insurance Policy. A policy of this nature is quite expensive and the cost will vary with the length of the Policy and the type of services that are covered as well as the number of family members that are to be included.
Don’t consider Health Insurance as a luxury or an unnecessary expense. The cost of An adequate Off Shore Health Insurance Policy is insignificant compared to the cost of minor or extensive medical services in a foreign country.
For further information visit our website: Better Health Insurance
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