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Senior Living and Retirement Age

Posted by Oze Parrot on 23rd March 2007

Retirement should be a time to look forward to, a time of freedom, when we can do what we want to when ever we like. Certain people are fortunate enough to be able to receive their Retirement benefits at an early age, they include: high ranking company officials, members or the judiciary and people who have served in the military, amongst others. These individuals are in the enviable position of knowing that they will have a reliable and substantial income to allow them to fully enjoy Senior Living.

Dancing OldiesSome people that are able to take their Retirement package at an early Age may choose to embark on a new career path or go into business for themselves, thus achieving another income stream for their eventual Retirement.

Early Retirement is not so easy for most individuals as inflation and the general increases in the cost of living will soon overtake income that is being derived from past investments and erode any savings that one may have.

In the world’s developed countries the Retirement Age is generally accepted to be 65 years, however this is being gradually increased as the average person is living longer because of improved medical services and better living conditions. This situation means that the population of over sixty fives is growing at such a rate that the economy can no longer comfortably support them, so they are required to remain in the workforce for a longer period of time. Another factor that places a load on the country’s economy is that health care costs for the aged are also quite high, as older people are more prone to sickness and health problems than younger people.

A person’s Retirement Age will vary depending on the chosen career opportunity, the country that one lives in and the person’s health. All of these factors should be taken into account well before Retirement so that people can enjoy Senior Living when they reach Retirement Age.

Further details can be found on our website at: Senior Living

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Senior Living and Planning For Retirement

Posted by Oze Parrot on 21st March 2007

Senior Living should be something to look forward to, and in order to be able to take full advantage of the golden years of one’s life, then Retirement has to be planned for in advance. Many people have conflicting views about Retirement, to some it is a blessing to be able to put their working years behind them, while others accept their final paycheck with a feeling of fear and trepidation, not knowing what they will do or how they will survive in the future.

Senior Train DriverWhen young people first enter the workforce, Planning for Retirement is the very last thing on their minds, they will be working for the next forty years, or more, so there is no need to worry about that now. Unfortunately, for people with that type of mind set, the years roll by ever so quickly and Retirement age is upon them before they have done any Planning For Retirement and Senior Living, so the days ahead of them look quite bleak.

These days, many employers offer voluntary contribution schemes for employees to fund their own Retirement package. Some of these packages are quite attractive with contribution rates that vary to make the fund affordable for everyone. All young employees should be encouraged to join such a fund, as it allows them to plan for the future, almost on auto pilot.

There are many options in regards to Planning for Senior living, join a Retirement fund, take out an insurance policy that will mature when the age of 65 years is reached or invest in the property market. Any kind of investment that accrues an interest rate that is sufficient to support one’s needs is suitable for Retirement purposes. People should be encouraged from an early age to invest in their own future and plan for their Retirement so that Senior Living will be most enjoyable for them.

Further details can be found on our website at: Senior Living

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Senior Citizens Lifestyle Explained

Posted by Oze Parrot on 10th March 2007

Generally, the term Senior Citizens is a polite way of referring to older folk who have reached the age of retirement or 65 years. In most western countries, retirees are then eligible to receive full social welfare benefits or a pension. People who adopt a different Lifestyle or social status can also be referred to as Senior Citizens. This can occur when people become grand parents, change their work habits or their hobby and sporting interest, and so, enjoy life at a more leisurely pace.

Senior CitizensSenior Citizens are an ever increasing population these days, as the average adult life span increases. This situation has been brought about by the many medical advancements, improved health facilities and the discovery of new and improved drugs that have been made during the past half century. Added to this the fact that the mortality rate of infants has fallen sharply thus increasing the number of newborns that reach adulthood. Senior Citizens therefore, are better equipped to fend off diseases and afflictions than their antecedents, because of the improved and affordable health care services that are available today.

Public opinion of Senior Citizens has altered dramatically in recent decades, rather than considering the elderly as a liability, the public has come to value the many contributions that Senior Citizens make to our society. Seniors are staying in the workforce longer passing on their skills to others and training young people. Many retirees volunteer their services to charitable institutions in order to remain active members of the community by assisting those who are less fortunate. In certain cases, volunteer organisations could not exist without the participation and efforts of Senior Citizens.

As the aging population increases, new products and services have been created to cater for their special needs. Senior Citizens are contributing to the economy as new marketing trends develop to promote the various niche markets created by their very existence. Just consider the number of promotions that are aimed at Seniors; Seniors housing, Seniors insurance, Seniors gym, anti-aging products, the list is seemingly endless.

Senior Citizens have escaped from the past images of groups of old codgers sitting in a park playing chess or struggling along the sidewalk leaning on a cane. Today’s Senior Citizens are far more active and have part of the economy depending on them for their expertise and business.

Further details can be found on our website at: Senior Living

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